Highly qualified and experienced financial advisors
Long Term Care
We offer expert independent advice on ways to self-fund from assets or use long-term care annuities, and how to structure your assets so that they should not be so quickly depleted by care costs. Commonly, this involves running forecasts on funding directly from capital, funding from long term care products and comparing the two to assist in making the right choice.
We can explain each and every aspect of these schemes clearly and can help you make the right choice. We can also assist with help on local authority entitlements.
We can help you with…
Pensions
Pension planning comes in two stages, accumulation (where you build up benefits in a pension) and, decumulation where you draw benefits from the pension monies you have accumulated.
Mortgages
Mortgages have become more varied and complex over recent years; Fixed, Variable, Discounted, Capped, LIBOR rates – almost as though the industry is trying to make it sound difficult.
Investments
Each investment structure has different tax implications, so it is important to choose the right one or combination of structures based on your own needs, tax position and objectives.