Highly qualified and experienced financial advisors
Equity Release
With property prices having risen exponentially in recent years, there has been a corresponding growth in those over 55 looking to unlock some of the equity tied up in their property rather than downsize or, move to areas with lower property prices.
This can help fund retirement, help children or grandchildren or, pay for that cruise you have always promised yourself.
Capital can be released, typically either as a lump sum or, as a “facility” which can be drawn on as you need it.
We can help by explaining the benefits and drawbacks, any alternative options and, by helping you decide if equity release is right for you.
Ingard IFM LLP is a broker and not a lender.
We can help you with…
Pensions
Pension planning comes in two stages, accumulation (where you build up benefits in a pension) and, decumulation where you draw benefits from the pension monies you have accumulated.
Mortgages
Mortgages have become more varied and complex over recent years; Fixed, Variable, Discounted, Capped, LIBOR rates – almost as though the industry is trying to make it sound difficult.
Investments
Each investment structure has different tax implications, so it is important to choose the right one or combination of structures based on your own needs, tax position and objectives.